Regulatory Lawyer

Rachel Erlich

LinkedinSenior Associate

Rachel joined the Holley Nethercote Melbourne office in 2018.  Rachel has a broad range of experience in Consumer Credit Law, Privacy, Banking and Finance Law, Financial Services Law and Commercial Law.  Rachel also has a keen interest in delivering training.

Admitted to Practice


Key Areas of Expertise

  • Consumer Credit Law
  • Banking and Finance Law
  • Privacy
  • Financial Services Law
  • Commercial Law

Career Achievements

  • Being appointed as an Adjudicator at the Australian Financial Complaints Authority (formerly the Financial Ombudsman Service)
  • Working in private practice at two international law firms, specialising in Banking and Finance law
  • Delivering training at University and TAFE


  • Bachelor of Laws (Hons)
  • Bachelor of Commerce (Hons)
  • Certificate IV in Training and Assessment

Favourite Quote

“You have brains in your head, you have feet in your shoes, you can steer yourself in any direction you choose.” – Dr Seuss

My Thoughts

Ban on conflicted remuneration for mortgage brokers and intermediaries – delayed but on its way

03 Aug 2020

In February 2020, the Financial Sector Reform (Hayne Royal Commission Response – Protecting Consumers (2019 Measures) Act 2020 (Act) passed both Houses of Parliament and received Royal Assent. The Act amends the National Consumer Credit…

AFCA – so what is fair?

20 May 2020

As I write this in May 2020, we are facing difficult times.  We are grappling with a global pandemic caused by COVID-19.  And, as we experienced during the global financial crisis, complaints appear to be…

10 tips to keep your promotional material from being misleading or deceptive

07 Oct 2019

Whether your business provides financial services, credit services or anything else, you are legally responsible for the content of the promotional material that you publish, or otherwise make available, in the public arena. In this…