Credit Providers

Credit Providers, Aggregators, Intermediaries & Brokers

Are you a lender, aggregator or other intermediary, or a new entrant into the consumer credit industry (e.g: Fintech) that needs assistance managing the complex world of consumer credit regulation?

We can provide services to lenders (large & small), mortgage aggregators, mortgage brokers, fintechs, financial planners, trustees and special purpose vehicles.

If you operate a mortgage fund or act as a mortgage manager, you are likely to be caught by the National Consumer Credit Protection Act 2009 (Cth).

We can help you apply for an Australian Credit Licence (ACL), or provide advice to see if your business requires an ACL.

More ways we can help

  • ACL compliance reviews & audits
  • Responsible lending advice
  • Procedure templates
  • Establishing new credit businesses
  • Reviewing existing compliance frameworks
  • Reviewing disclosure documents
  • Assisting clients with regulatory investigations

and much more.

Useful resources for Credit Providers

As a credit licensee, can you sign the Annual Compliance Certificate?

If you are a credit licensee, you must lodge an annual compliance certificate with ASIC within 45 days of your licensing anniversary each year.  Your licensing anniversary is the anniversary…

Blog update
Blog update
Top 10 Mistakes Credit Licensees are making – and how to prevent them

We have put together a list of the most common mistakes we've seen credit licensees make, and how to avoid them. Although some of these are specific to the credit…

Blog update
Blog update
10 tips to keep your promotional material from being misleading or deceptive

Whether your business provides financial services, credit services or anything else, you are legally responsible for the content of the promotional material that you publish, or otherwise make available, in…