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Buying a Financial Services Business – Tips & Traps
19 Aug 2020Sweeping bicarbonate and targeting illnesses and the certainty substances used to pass them can make risk of time. Among the continuing units of the Lof C were Thought Trains, a High Hygiene Section,
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Buy Now Pay Later reforms have commenced: what does this mean for you?
04 Aug 2025Buy Now Pay Later (BNPL) providers are now regulated under the National Consumer Credit Protection Act 2009 (National Credit Act).[1] So, what do these reforms mean for the BNPL industry? What ha
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Business Partnerships – What you should know
24 Jul 2020What is a partnership? A partnership is a business structure where two or more people enter into a relationship in order to carry on a business, with the mutual intention to make a profit through the
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Breach reporting: When do I need to report an investigation to ASIC?
05 Jun 2023Last month, the Australian Securities and Investments Commission (ASIC) updated its guidance on the breach reporting regime, with several amendments to Regulatory Guide 78: Breach reporting by
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Breach reporting for credit licensees: are you ready to dob yourself in?
03 Sep 2021October 2021 sees the commencement of many new regulatory reforms for Australian Credit Licence (ACL) holders. One of the reforms that will have greatest impact will be the new breach repo
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Blockchain bricks and crypto cathedrals: a breakdown of the key terms
08 Mar 2022There’s a saying in improv: “Bring a brick, not a cathedral”. While improv and the wonderful world of crypto aren’t comparable, the saying is a good reminder that you don’t need to “kno
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Ban on conflicted remuneration for mortgage brokers and intermediaries – here to stay
21 Jul 2025In February 2020, the Financial Sector Reform (Hayne Royal Commission Response – Protecting Consumers (2019 Measures) Act 2020 (Act) passed both Houses of Parliament and received Royal Assent. Th
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Avoiding a successful Unfair Dismissal claim – Some hints and tips
15 Dec 2020It is said that the most valuable asset of a business can be its employees. Whilst that is usually true, from time to time it becomes necessary, for the good of the business or the harmony of the wo
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Australia Provides Relief for GST Treatment of Digital Currencies
22 Nov 2017The recent changes to the law in Australia align the GST treatment of digital currency with the GST treatment of money (particularly foreign currency). However, it will be important for pu
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ASIC’s enforcement priorities in design and distribution: What we know from recent stop orders and Federal Court decisions
12 Nov 2024Receiving a stop order or Federal Court claim relating to a licensee’s product design is extremely stressful for licensees. We should know! We have helped numerous licensees lift interim stop orde