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Tim Graham

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Tim’s practice focuses on the intersection of law, technology, regulation and strategy within credit and financial services. Tim has experience in banking, consumer credit and regulatory compliance and has practised in-house as General Counsel.

Admitted to Practice

2007

Key Areas of Expertise

  • Consumer credit regulation
  • Financial services regulatory including investigation and enforcement: ASIC/ACCC/APRA/AUSTRAC/OAIC
  • Commercial & technology contracting including APRA regulated
  • Mergers and acquisitions

Career Achievements

  • Invented the Buy Now Pay Later Code of Practice, which was adopted by AFIA members and directly informed the regulation of low-cost credit contracts under the NCCPA
  • Led a successful challenge to the New Energy Tech Consumer Code against ASIC and the ACCC
  • Advised on a number of APRA-regulated mutual banking mergers

Qualifications

  • Master of Legal Business Management - The College of Law
  • Bachelor of Laws with Honours - The University of Adelaide
  • Bachelor of Arts - The University of Adelaide
  • Graduate Diploma of Legal Practice - The Law Society of South Australia

Favourite Quote

“What stands in the way becomes the way” – Marcus Aurelius

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