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Top 10 Mistakes Credit Licensees are making – and how to prevent them
17 Oct 2019
Zoe Higgins
Previously a Special Counsel at Holley NethercoteWe have put together a list of the most common mistakes we've seen credit licensees make, and how to avoid them. Although some of these are specific to the credit…...
Read moreBuy Now Pay Later reforms have commenced: what does this mean for you?
04 Aug 2025
Katherine Temple
Special CounselBuy Now Pay Later (BNPL) providers are now regulated under the National Consumer Credit Protection Act 2009 (National Credit Act).[1] So, what do these reforms mean for the BNPL industry?…...
Read moreResponsible Lending Obligations to be Scrapped!
25 Sep 2020
Jesse Vermiglio
PartnerThe Government has this morning announced major reforms to the National Consumer Credit regime including the scrapping of Responsible Lending Obligations (RLOs). Below is short summary of the key…...
Read moreTop concerns for credit licensees and how to manage them
04 Apr 2025
Samantha Hills
PartnerWe have put together a list of some of the most common compliance concerns raised by credit licensees in our Annual Compliance Trends Survey Report and some suggestions on how…...
Read moreFederal Court dismisses ASIC’s test case against Westpac on Responsible Lending
08 Nov 2019
Jesse Vermiglio
PartnerIn early August 2019, Justice Perram of the Federal Court dealt ASIC a significant blow by dismissing its case that Westpac had breached responsible lending laws. In some ways, the…...
Read moreCredit licensees, lend us your ear on the new best interests obligations for the mortgage broking sector
30 Jul 2020
Zoe Higgins
Previously a Special Counsel at Holley NethercoteSince 2009, credit licensees and their representatives have grappled with responsible lending obligations. Following the passage of legislation in response to recommendations of the Royal Commission, mortgage brokers will now…...
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